/* ============================================================
   TMGM 外汇交易平台 · 落地页样式
   目录规范：css/style.css  images/*.png  js/main.js
   配色体系：深海蓝(主) + 品牌蓝(强调) + 香槟金(点缀)
   ============================================================ */

:root {
  --navy-950: #0B1230;
  --navy-900: #111B4A;
  --navy-800: #1A2866;
  --navy-700: #23388A;
  --navy-600: #2F4AAE;
  --blue: #3D7BFF;
  --blue-dark: #2A5FE0;
  --blue-soft: #EAF1FF;
  --gold: #D2A451;
  --gold-light: #EBD2A0;
  --ink: #1B2437;
  --ink-2: #54647E;
  --bg: #F6F8FD;
  --card: #FFFFFF;
  --line: #E2E9F6;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 34px rgba(11, 18, 48, .1);
  --shadow-lg: 0 24px 60px rgba(9, 15, 40, .2);
  --container: 1200px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; scroll-padding-top: 68px; }

body {
  font-family: "PingFang SC", "Microsoft YaHei", "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.7;
  font-size: 15px;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 20px;
}

.section { padding: 48px 0; }

/* ---------------- 通用标题 ---------------- */
.section-head { text-align: center; max-width: 720px; margin: 0 auto 48px; }
.section-tag {
  display: inline-block;
  font-size: 13px;
  letter-spacing: 2px;
  color: var(--blue);
  background: var(--blue-soft);
  border: 1px solid #C6DAF7;
  padding: 4px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
  font-weight: 600;
}
.section-title { font-size: 30px; line-height: 1.3; color: var(--navy-800); font-weight: 700; }
.section-title em { font-style: normal; color: var(--blue); }
.section-sub { margin-top: 12px; color: var(--ink-2); font-size: 15px; }

/* ---------------- 按钮 ---------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 600;
  padding: 12px 26px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
  white-space: nowrap;
  font-family: inherit;
}
.btn-primary {
  background: linear-gradient(135deg, #4A8CFF, var(--blue-dark));
  color: #fff;
  box-shadow: 0 8px 20px rgba(61, 123, 255, .35);
}
.btn-primary:hover { transform: translateY(-2px); box-shadow: 0 12px 26px rgba(61, 123, 255, .45); }
.btn-gold {
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  color: #33230A;
  box-shadow: 0 8px 20px rgba(210, 164, 81, .4);
}
.btn-gold:hover { transform: translateY(-2px); box-shadow: 0 12px 26px rgba(210, 164, 81, .5); }
.btn-outline {
  background: transparent;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, .55);
}
.btn-outline:hover { background: rgba(255, 255, 255, .12); }
.btn-block { width: 100%; }
.btn-sm { padding: 9px 18px; font-size: 14px; }

/* ============================================================
   1. 导航区
   ============================================================ */
.nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: linear-gradient(180deg, rgba(11, 18, 48, .5), transparent);
  backdrop-filter: blur(4px);
  border-bottom: 1px solid transparent;
  transition: background .3s ease, border-color .3s ease;
}
.nav.scrolled {
  background: rgba(11, 18, 48, .94);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
  box-shadow: 0 6px 20px rgba(9, 15, 40, .25);
}
/* 内页（列表/内容页）顶部无深色 hero，导航使用实色深底，避免半透明背景在浅色页面上泛白 */
.nav.solid {
  background: rgba(11, 18, 48, .96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.nav-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.logo { display: flex; align-items: center; gap: 10px; }
.logo-badge {
  width: 38px; height: 38px;
  border-radius: 10px;
  background: linear-gradient(135deg, var(--blue), #8FB7FF);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 14px rgba(61, 123, 255, .4);
}
.logo-badge svg { width: 22px; height: 22px; }
.logo-img { display: block; width: 38px; height: 38px; border-radius: 10px; flex: 0 0 auto; box-shadow: 0 6px 14px rgba(61, 123, 255, .4); }
.logo-text { color: #fff; font-weight: 800; font-size: 22px; letter-spacing: .5px; line-height: 1; white-space: nowrap; }
.logo-text span { color: var(--gold-light); }
.logo-sub { display: block; font-size: 10px; font-weight: 400; color: rgba(255, 255, 255, .6); letter-spacing: 2.5px; margin-top: 3px; }

.nav-links { display: none; gap: 30px; }
.nav-links a { color: rgba(255, 255, 255, .85); font-size: 15px; position: relative; transition: color .2s; white-space: nowrap; }
.nav-links a::after {
  content: ""; position: absolute; left: 0; bottom: -6px;
  width: 0; height: 2px; background: var(--gold); transition: width .25s ease;
}
.nav-links a:hover { color: #fff; }
.nav-links a:hover::after { width: 100%; }

.nav-cta { display: flex; align-items: center; gap: 12px; }
.nav-toggle {
  display: inline-flex;
  flex-direction: column;
  gap: 5px;
  background: none; border: none; cursor: pointer; padding: 8px;
}
.nav-toggle span { width: 22px; height: 2px; background: #fff; border-radius: 2px; transition: transform .25s ease, opacity .25s ease; }

/* 移动端抽屉导航 */
.nav-drawer {
  display: none;
  background: var(--navy-900);
  border-top: 1px solid rgba(255, 255, 255, .08);
  padding: 12px 20px 20px;
}
.nav-drawer.open { display: block; }
.nav-drawer a {
  display: block;
  color: rgba(255, 255, 255, .85);
  padding: 12px 4px;
  border-bottom: 1px solid rgba(255, 255, 255, .06);
  font-size: 15px;
}
.nav-drawer a:last-of-type { border-bottom: none; }
.nav-drawer .btn { margin-top: 14px; }

/* ============================================================
   2. 主 Banner
   ============================================================ */
.hero {
  position: relative;
  background:
    radial-gradient(1100px 500px at 85% -10%, rgba(61, 123, 255, .28), transparent 60%),
    radial-gradient(800px 500px at -10% 110%, rgba(210, 164, 81, .16), transparent 60%),
    linear-gradient(160deg, rgba(11, 18, 48, .8) 0%, rgba(11, 18, 48, .58) 55%, rgba(11, 18, 48, .88) 100%),
    url('../images/bg-finance.jpg') center / cover no-repeat;
  color: #fff;
  padding: 130px 0 0;
  overflow: hidden;
}
.hero::before {
  content: "";
  position: absolute; inset: 0;
  background-image:
    linear-gradient(rgba(255, 255, 255, .045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, .045) 1px, transparent 1px);
  background-size: 56px 56px;
  mask-image: radial-gradient(700px 500px at 20% 20%, #000 30%, transparent 75%);
  pointer-events: none;
}
.hero-inner {
  position: relative;
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: center;
  padding-bottom: 70px;
}
.hero-tag {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: 13px; color: var(--gold-light);
  border: 1px solid rgba(210, 164, 81, .45);
  background: rgba(210, 164, 81, .1);
  padding: 5px 14px; border-radius: 999px; margin-bottom: 20px;
}
.hero-tag::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--gold-light); box-shadow: 0 0 10px var(--gold); }
.hero-title {
  font-size: 40px;
  line-height: 1.22;
  font-weight: 800;
  letter-spacing: 1px;
  margin-bottom: 18px;
}
.hero-title .grad {
  background: linear-gradient(90deg, #4A8CFF, #B6CFFF 55%, var(--gold-light));
  -webkit-background-clip: text;
  background-clip: text;
  color: transparent;
}
.hero-sub { font-size: 17px; color: rgba(255, 255, 255, .8); max-width: 520px; margin-bottom: 30px; }
.hero-btns { display: flex; flex-wrap: wrap; gap: 14px; margin-bottom: 44px; }

.hero-inner ul {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
  max-width: 560px;
  margin: 0; padding: 0;
}
.hero-inner ul li {
  background: rgba(255, 255, 255, .06);
  border: 1px solid rgba(255, 255, 255, .1);
  border-radius: var(--radius-sm);
  padding: 14px 16px;
}
.hero-inner ul li p { margin: 0; }
.hero-inner ul li p strong { display: block; font-size: 24px; font-weight: 800; color: #fff; line-height: 1.2; }
.hero-inner ul li p strong em { font-style: normal; color: var(--gold-light); font-size: 15px; margin-left: 2px; }
.hero-inner ul li p span { font-size: 13px; color: rgba(255, 255, 255, .65); }

.hero-media { position: relative; }
.hero-media .glow {
  position: absolute; inset: 8% 4%;
  background: radial-gradient(60% 55% at 50% 45%, rgba(61, 123, 255, .45), transparent 70%);
  filter: blur(28px);
  z-index: 0;
}
.hero-media img {
  position: relative;
  z-index: 1;
  border-radius: 18px;
  border: 1px solid rgba(255, 255, 255, .16);
  box-shadow: var(--shadow-lg);
  width: 100%;
  height: auto;
}
.hero-media .float-card {
  position: absolute;
  z-index: 2;
  background: rgba(26, 40, 102, .85);
  backdrop-filter: blur(8px);
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 12px;
  padding: 12px 16px;
  display: flex; align-items: center; gap: 10px;
  box-shadow: 0 14px 30px rgba(0, 0, 0, .35);
  font-size: 13px;
}
.hero-media .float-card .fc-ic {
  width: 34px; height: 34px; border-radius: 9px;
  background: linear-gradient(135deg, var(--blue), #8FB7FF);
  display: flex; align-items: center; justify-content: center;
  flex: none;
}
.hero-media .float-card .fc-ic img { width: 18px; height: 18px; }
.hero-media .float-card b { display: block; font-size: 15px; color: #fff; line-height: 1.2; }
.hero-media .float-card span { color: rgba(255, 255, 255, .65); font-size: 12px; }
.float-f1 { top: -14px; left: -6px; }
.float-f2 { bottom: 8px; right: -4px; }

/* ============================================================
   3. 为什么选择 TMGM（6 大优势）
   ============================================================ */
.features { background: var(--bg); }
.features-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 20px;
}
.feature-card {
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 24px;
  transition: transform .25s ease, box-shadow .25s ease, border-color .25s ease;
  position: relative;
  overflow: hidden;
}
.feature-card::before {
  content: "";
  position: absolute; left: 0; top: 0; bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, var(--blue), var(--gold));
  opacity: 0; transition: opacity .25s ease;
}
.feature-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #C0D3F7; }
.feature-card:hover::before { opacity: 1; }
.feature-ic {
  width: 52px; height: 52px;
  border-radius: 13px;
  background: var(--blue-soft);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 16px;
  color: var(--blue);
}
.feature-ic img { width: 26px; height: 26px; }
.feature-card h3 { font-size: 17px; color: var(--navy-800); margin-bottom: 8px; font-weight: 700; }
.feature-card p { font-size: 14px; color: var(--ink-2); }
.feature-card .num {
  position: absolute; right: 18px; top: 14px;
  font-size: 34px; font-weight: 800;
  color: rgba(61, 123, 255, .08);
  line-height: 1;
}

/* ============================================================
   4. 返佣是什么 · 左右结构
   ============================================================ */
.split { background: #fff; }
.split-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 36px;
  align-items: center;
}
.split-content h2 { font-size: 28px; color: var(--navy-800); margin-bottom: 16px; line-height: 1.3; }
.split-content h2 em { font-style: normal; color: var(--blue); }
.split-content .lead { color: var(--ink-2); margin-bottom: 20px; }
#rebate ul, #transfer ul { margin: 18px 0 26px; }
#rebate ul li, #transfer ul li {
  display: flex; gap: 12px; align-items: flex-start;
  padding: 9px 0 9px 32px;
  background: url("../images/ic-check-blue.svg") no-repeat left 0 center / 20px 20px;
  color: var(--ink);
  font-size: 15px;
}
#rebate ul li p, #transfer ul li p { margin: 0; }
.split-media { position: relative; }
.split-media img {
  border-radius: 16px;
  width: 100%; height: auto;
  box-shadow: var(--shadow);
  border: 1px solid var(--line);
}
.split-media .chip {
  position: absolute;
  left: 16px; bottom: 16px;
  background: var(--navy-800);
  color: #fff;
  font-size: 13px;
  padding: 10px 16px;
  border-radius: 10px;
  display: flex; align-items: center; gap: 8px;
  box-shadow: 0 10px 24px rgba(9, 15, 40, .35);
}
.split-media .chip img { width: 16px; height: 16px; }

/* ============================================================
   5. 返佣账户类型（3 个展示框）
   ============================================================ */
.accounts { background: linear-gradient(180deg, var(--navy-900), var(--navy-800)); color: #fff; }
.accounts .section-title { color: #fff; }
.accounts .section-sub { color: rgba(255, 255, 255, .65); }
.accounts .section-tag { background: rgba(210, 164, 81, .14); color: var(--gold-light); border-color: rgba(210, 164, 81, .4); }
.accounts-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 22px;
}
.account-card {
  background: rgba(255, 255, 255, .05);
  border: 1px solid rgba(255, 255, 255, .14);
  border-radius: 16px;
  padding: 28px 26px;
  position: relative;
  transition: transform .25s ease, border-color .25s ease;
}
.account-card:hover { transform: translateY(-4px); border-color: rgba(210, 164, 81, .55); }
.account-card.hot { border-color: rgba(210, 164, 81, .7); background: linear-gradient(180deg, rgba(210, 164, 81, .12), rgba(255, 255, 255, .04)); }
.account-badge {
  position: absolute; top: -13px; right: 22px;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  color: #33230A;
  font-size: 12px; font-weight: 700;
  padding: 4px 14px;
  border-radius: 999px;
}
.account-card h3 { font-size: 20px; font-weight: 700; margin-bottom: 4px; }
.account-card .who { font-size: 13px; color: var(--gold-light); margin-bottom: 18px; }
#accounts ul { border-top: 1px dashed rgba(255, 255, 255, .18); padding-top: 14px; margin-bottom: 16px; }
#accounts ul li { padding: 7px 0; font-size: 14px; }
#accounts ul li p { display: flex; justify-content: space-between; gap: 12px; margin: 0; }
#accounts ul li p span { color: rgba(255, 255, 255, .6); }
#accounts ul li strong { color: #fff; font-weight: 600; text-align: right; }
.account-card .account-desc { font-size: 13.5px; color: rgba(255, 255, 255, .7); margin-bottom: 18px; }

/* ============================================================
   6. 返佣标准（HTML 不加 class，样式按 #standard 结构选择，内容由后台文章输出）
   ============================================================ */
.standard { background: var(--bg); }
/* 表格外框卡片：内容区里承载表格的那个 div（无 class） */
#standard .container > div:not(.section-head):not(.cta-row) {
  background: #fff;
  border: 2px solid var(--navy-800);
  border-radius: 14px;
  overflow-x: auto;
  box-shadow: var(--shadow);
}
#standard table {
  width: 100%;
  border-collapse: collapse;
  table-layout: fixed;
  min-width: 720px;
}
#standard caption {
  caption-side: top;
  text-align: left;
  font-size: 15px;
  font-weight: 700;
  color: var(--navy-800);
  padding: 16px 20px;
  border-bottom: 1px solid var(--line);
  background: #F5F8FE;
}
#standard th, #standard td {
  border: 1.5px solid #B4C6EA;
  padding: 13px 16px;
  text-align: center;
  font-size: 14px;
}
#standard thead th {
  background: var(--navy-800);
  color: #fff;
  font-weight: 700;
  border-color: var(--navy-800);
  white-space: nowrap;
}
#standard tbody tr:nth-child(even) { background: #EEF3FD; }
#standard tbody tr:hover { background: #E4EDFB; }
#standard td:first-child { font-weight: 600; color: var(--navy-800); }
/* 表格下方提示文字：图标以背景图呈现，内容里不插 img */
#standard table + p {
  margin: 0;
  padding: 14px 20px 18px 44px;
  background: url("/static/tmgm/images/ic-info.svg") no-repeat 20px 17px;
  background-size: 16px 16px;
  font-size: 13px;
  color: var(--ink-2);
}
.standard .cta-row { text-align: center; margin-top: 28px; }

/* ============================================================
   7. 开户指引（步骤）
   ============================================================ */
.guide { background: #fff; }
#guide ul {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0;
  counter-reset: step;
  margin: 0; padding: 0;
}
#guide ul li {
  position: relative;
  padding: 24px 20px 24px 78px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--bg);
  margin-bottom: 16px;
}
#guide ul li::before {
  counter-increment: step;
  content: counter(step, decimal-leading-zero);
  position: absolute;
  left: 20px; top: 22px;
  width: 44px; height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--blue), var(--blue-dark));
  color: #fff;
  font-size: 17px; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 6px 16px rgba(61, 123, 255, .35);
}
#guide ul li p { margin: 0; }
#guide ul li p strong { display: block; font-size: 17px; color: var(--navy-800); margin-bottom: 6px; }
#guide ul li p .desc { font-size: 14px; color: var(--ink-2); }

/* ============================================================
   8. 转户流程 · 左右结构
   ============================================================ */
.transfer { background: var(--navy-900); color: #fff; }
.transfer .split-content h2 { color: #fff; }
.transfer .split-content .lead { color: rgba(255, 255, 255, .7); }
#transfer ul li { color: rgba(255, 255, 255, .9); background-image: url("../images/ic-check-gold.svg"); }
.transfer .split-media .chip { background: rgba(255, 255, 255, .1); border: 1px solid rgba(255, 255, 255, .2); }
.transfer .split-media img { border-color: rgba(255, 255, 255, .16); }

/* ============================================================
   9. 我们的服务 · 左右结构
   ============================================================ */
.service { background: #fff; }
.service-list { display: grid; grid-template-columns: 1fr; gap: 14px; margin: 20px 0 26px; }
.service-list li {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px;
  transition: transform .2s ease, box-shadow .2s ease;
}
.service-list li:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.service-list li .sv-ic {
  flex: none;
  width: 44px; height: 44px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--blue-soft), #CBDCF8);
  display: flex; align-items: center; justify-content: center;
  color: var(--blue);
}
.service-list li .sv-ic img { width: 22px; height: 22px; }
.service-list li p { margin: 0; }
.service-list li p strong { display: block; font-size: 15px; color: var(--navy-800); margin-bottom: 3px; }
.service-list li p .sv-desc { font-size: 13.5px; color: var(--ink-2); }

/* ============================================================
   10. 常见问题（手风琴）
   ============================================================ */
.faq { background: var(--bg); }
.faq-list { width: 100%; }
.faq-item {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: border-color .2s ease;
}
.faq-item.open { border-color: #B4D0F6; box-shadow: var(--shadow); }
.faq-q {
  width: 100%;
  display: flex; align-items: center; justify-content: space-between; gap: 14px;
  padding: 17px 20px;
  background: none; border: none; cursor: pointer;
  font-size: 15px; font-weight: 600;
  color: var(--navy-800);
  font-family: inherit;
  text-align: left;
}
.faq-q .faq-ic {
  flex: none;
  width: 26px; height: 26px;
  border-radius: 50%;
  background: var(--blue-soft) url("../images/ic-plus-blue.svg") no-repeat center / 14px 14px;
  transition: transform .3s ease, background-color .3s ease;
}
.faq-item.open .faq-q .faq-ic { transform: rotate(45deg); background-color: var(--blue); background-image: url("../images/ic-plus-white.svg"); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .35s ease;
}
.faq-a p { padding: 0 20px 18px; font-size: 14px; color: var(--ink-2); border-top: 1px dashed var(--line); padding-top: 14px; margin: 0 20px 0; }
.faq-a .faq-a-inner { padding: 0 20px 18px; }

/* ============================================================
   11. 首页资讯模块
   ============================================================ */
.news { background: var(--bg); }
.news-list { display: flex; flex-direction: column; gap: 14px; }
.news-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 18px 24px;
  background: var(--card);
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  transition: all .25s;
}
.news-item:hover { border-color: var(--blue); box-shadow: var(--shadow); transform: translateY(-2px); }
.news-main { min-width: 0; }
.news-head { display: flex; align-items: center; gap: 10px; margin-bottom: 6px; }
.news-tag {
  font-size: 12px;
  font-weight: 600;
  padding: 2px 9px;
  border-radius: 5px;
  background: var(--blue-soft);
  color: var(--blue-dark);
}
.news-tag.gold { background: linear-gradient(135deg, var(--gold-light), var(--gold)); color: #33230A; }
.news-title {
  font-size: 16px;
  font-weight: 700;
  color: var(--navy-800);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  transition: color .2s;
}
.news-item:hover .news-title { color: var(--blue-dark); }
.news-date { font-size: 13px; color: var(--ink-2); flex-shrink: 0; }
.news-arrow { flex-shrink: 0; color: var(--blue); display: inline-flex; }
.news-arrow img { width: 18px; height: 18px; transition: transform .2s; }
.news-item:hover .news-arrow img { transform: translateX(4px); }
.news-more-wrap { text-align: center; margin-top: 30px; }
.news-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 14.5px;
  font-weight: 600;
  color: var(--blue);
  padding: 10px 26px;
  border: 1px solid var(--blue);
  border-radius: 999px;
  transition: all .2s;
}
.news-more img { width: 16px; height: 16px; }
.news-more:hover { background: var(--blue); color: #fff; box-shadow: var(--shadow); }
@media (max-width: 640px) {
  .news-item { padding: 15px 16px; gap: 12px; }
  .news-date { display: none; }
}

/* ============================================================
   12. 通栏 CTA + 风险提示
   ============================================================ */
.cta-band {
  position: relative;
  background:
    radial-gradient(700px 300px at 20% 0%, rgba(61, 123, 255, .3), transparent 60%),
    radial-gradient(700px 320px at 90% 100%, rgba(210, 164, 81, .22), transparent 60%),
    linear-gradient(150deg, var(--navy-950), var(--navy-800));
  color: #fff;
  padding: 76px 0 64px;
  text-align: center;
}
.cta-band h2 { font-size: 30px; margin-bottom: 12px; font-weight: 800; }
.cta-band p.cta-sub { color: rgba(255, 255, 255, .75); margin-bottom: 30px; font-size: 15px; }
.cta-band .cta-btns { display: flex; justify-content: center; flex-wrap: wrap; gap: 14px; margin-bottom: 34px; }
.risk-note {
  margin: 0 auto;
  padding: 16px 20px;
  border: 1px solid rgba(255, 255, 255, .16);
  border-radius: 12px;
  background: rgba(255, 255, 255, .05);
  text-align: left;
  font-size: 12.5px;
  color: rgba(255, 255, 255, .6);
  line-height: 1.8;
}
.risk-note b { color: var(--gold-light); font-weight: 600; }

/* ============================================================
   12. 底部版权
   ============================================================ */
.footer { background: var(--navy-950); color: rgba(255, 255, 255, .6); font-size: 13px; }
.footer-top {
  display: grid;
  grid-template-columns: 1fr;
  gap: 26px;
  padding: 46px 0 32px;
  border-bottom: 1px solid rgba(255, 255, 255, .08);
}
.footer h4 { color: #fff; font-size: 15px; margin-bottom: 14px; }
.footer-col a { display: block; padding: 5px 0; color: rgba(255, 255, 255, .6); transition: color .2s; }
.footer-col a:hover { color: var(--gold-light); }
.footer-col p { line-height: 1.9; }
.footer-col .logo {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 10px;
  flex-wrap: nowrap;
  white-space: nowrap;
}
.footer-bottom {
  padding: 20px 0 26px;
  text-align: center;
  font-size: 12.5px;
  color: rgba(255, 255, 255, .45);
  line-height: 1.9;
}

/* ---------------- 回到顶部 ---------------- */
.to-top {
  position: fixed;
  right: 20px; bottom: 24px;
  width: 44px; height: 44px;
  border-radius: 12px;
  background: var(--navy-800);
  color: #fff;
  border: 1px solid rgba(255, 255, 255, .15);
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  opacity: 0; visibility: hidden;
  transition: opacity .3s ease, transform .3s ease, visibility .3s;
  z-index: 90;
  box-shadow: 0 10px 24px rgba(9, 15, 40, .3);
}
.to-top.show { opacity: 1; visibility: visible; }
.to-top:hover { transform: translateY(-3px); }
.to-top img { width: 20px; height: 20px; }

/* ---------------- 滚动入场 ---------------- */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  html { scroll-behavior: auto; }
}

/* ============================================================
   响应式 · 桌面
   ============================================================ */
/* 9 项主导航需要足够宽度，低于 1200px 收起为抽屉菜单，避免文字换行挤变形 */
@media (min-width: 1200px) {
  .nav-links { display: flex; gap: 24px; }
  .nav-toggle { display: none; }
  .nav-drawer { display: none !important; }
}

@media (min-width: 768px) {
  body { font-size: 16px; }
  .section { padding: 64px 0; }
  .section-title { font-size: 36px; }
  .hero { padding-top: 150px; }
  .hero-inner {
    grid-template-columns: 1.05fr .95fr;
    gap: 48px;
  }
  .hero-title { font-size: 54px; }
  .hero-sub { font-size: 18px; }
  .hero-inner ul { grid-template-columns: repeat(4, 1fr); }
  .features-grid { grid-template-columns: repeat(3, 1fr); }
  .split-grid { grid-template-columns: 1fr 1fr; gap: 56px; }
  .split-grid.rev .split-media { order: 1; }
  .split-grid.rev .split-content { order: 2; }
  .accounts-grid { grid-template-columns: repeat(3, 1fr); }
  #guide ul { grid-template-columns: repeat(4, 1fr); gap: 18px; }
  #guide ul li { margin-bottom: 0; padding: 26px 20px 26px 84px; }
  .service-list { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 2fr 1fr 1fr 1.4fr; }
}

/* ============================================================
   列表页 & 内容页（通栏 · 无侧边栏）
   ============================================================ */
.page-wrap { padding-top: 68px; min-height: 100vh; }

/* 页面标题区 */
.page-head {
  background:
    radial-gradient(700px 260px at 85% 0%, rgba(61, 123, 255, .28), transparent 60%),
    linear-gradient(160deg, var(--navy-950), var(--navy-800));
  color: #fff;
  padding: 52px 0 44px;
  min-height: 167px;
  display: flex;
  align-items: center;
}
.breadcrumb { font-size: 16px; font-weight: 500; color: rgba(255, 255, 255, .7); margin-bottom: 12px; display: flex; flex-wrap: wrap; gap: 6px; }
.breadcrumb a { color: rgba(255, 255, 255, .75); transition: color .2s; }
.breadcrumb a:hover { color: var(--gold-light); }
.breadcrumb .sep { opacity: .5; }
.page-title { font-size: 30px; font-weight: 800; line-height: 1.3; }
.page-desc { color: rgba(255, 255, 255, .7); margin-top: 8px; font-size: 15px; max-width: 760px; }

/* 通栏广告位（带按钮） */
.ad-banner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
  background:
    radial-gradient(520px 220px at 92% 0%, rgba(210, 164, 81, .24), transparent 60%),
    linear-gradient(135deg, var(--navy-900), var(--navy-600));
  border: 1px solid rgba(210, 164, 81, .4);
  border-radius: 16px;
  padding: 22px 20px;
  color: #fff;
  margin: 36px 0;
  box-shadow: var(--shadow);
}
.ad-banner .btn { flex: none; width: 100%; }
.ad-banner .ad-ic {
  flex: none;
  width: 56px; height: 56px;
  border-radius: 14px;
  background: linear-gradient(135deg, var(--gold-light), var(--gold));
  display: flex; align-items: center; justify-content: center;
}
.ad-banner .ad-ic svg { width: 28px; height: 28px; }
.ad-banner .ad-text { flex: 1 1 260px; }
.ad-banner h3 { font-size: 19px; font-weight: 700; }
.ad-banner p { color: rgba(255, 255, 255, .75); font-size: 14px; margin-top: 6px; }

/* 分类筛选 */
.filter-tabs { display: flex; flex-wrap: wrap; gap: 10px; margin: 30px 0 24px; }
.filter-tabs button {
  border: 1px solid var(--line);
  background: #fff;
  color: var(--ink-2);
  padding: 7px 18px;
  border-radius: 999px;
  font-size: 14px;
  cursor: pointer;
  font-family: inherit;
  transition: all .2s;
}
.filter-tabs button.active { background: var(--navy-800); color: #fff; border-color: var(--navy-800); }
.filter-tabs button:hover { border-color: var(--blue); color: var(--blue-dark); }
.filter-tabs button.active:hover { color: #fff; }

/* 文章列表（无图片） */
.article-list { margin-top: 8px; }
.article-item {
  display: block;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 22px 24px;
  margin-bottom: 16px;
  transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
}
.article-item:hover { transform: translateY(-3px); box-shadow: var(--shadow); border-color: #C0D3F7; }
.article-item.hide { display: none; }
.article-meta { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; margin-bottom: 8px; }
.article-tag {
  font-size: 12px; font-weight: 700; color: #fff;
  background: linear-gradient(135deg, var(--blue), var(--blue-dark));
  padding: 3px 10px; border-radius: 999px;
}
.article-tag.gold { background: linear-gradient(135deg, var(--gold-light), var(--gold)); color: #33230A; }
.article-date { font-size: 12.5px; color: var(--ink-2); }
.article-item h3 { font-size: 17px; color: var(--navy-800); font-weight: 700; margin-bottom: 6px; transition: color .2s; }
.article-item:hover h3 { color: var(--blue-dark); }
.article-item p { font-size: 14px; color: var(--ink-2); margin-bottom: 10px; }
.article-more { font-size: 13.5px; font-weight: 600; color: var(--blue); display: inline-flex; align-items: center; gap: 4px; }
.article-more svg { width: 15px; height: 15px; transition: transform .2s; }
.article-item:hover .article-more svg { transform: translateX(4px); }

/* 分页 */
.pagination { display: flex; justify-content: center; gap: 8px; margin: 36px 0 8px; flex-wrap: wrap; }
.pagination a, .pagination span {
  min-width: 40px; height: 40px; padding: 0 8px;
  display: inline-flex; align-items: center; justify-content: center;
  border: 1px solid var(--line); border-radius: 10px;
  background: #fff; font-size: 14px; color: var(--ink-2);
  transition: all .2s;
}
.pagination a:hover { border-color: var(--blue); color: var(--blue-dark); }
.pagination .cur { background: var(--navy-800); color: #fff; border-color: var(--navy-800); font-weight: 700; }
.pagination .disabled { opacity: .4; pointer-events: none; }

/* 内容页 · 文章详情 */
.article-detail { max-width: 100%; margin: 44px auto 0; padding-bottom: 12px; }
.article-detail .article-title { font-size: 28px; line-height: 1.4; color: var(--navy-800); font-weight: 800; margin-bottom: 14px; }
.meta-line { display: flex; flex-wrap: wrap; gap: 14px; align-items: center; color: var(--ink-2); font-size: 13.5px; padding-bottom: 16px; border-bottom: 1px solid var(--line); margin-bottom: 28px; }
.meta-line .article-tag { margin: 0; }
.article-detail { font-size: 16px; line-height: 1.95; color: var(--ink); }
.article-detail h2 { font-size: 22px; color: var(--navy-800); margin: 40px 0 16px; padding-left: 12px; border-left: 4px solid var(--blue); font-weight: 700; }
.article-detail h3 { font-size: 18px; color: var(--navy-800); margin: 30px 0 12px; font-weight: 700; }
.article-detail p { margin-bottom: 16px; }
.article-detail ul, .article-detail ol { margin: 0 0 22px; padding-left: 0; }
.article-detail li { position: relative; padding-left: 22px; margin-bottom: 10px; }
.article-detail ul li::before { content: ""; position: absolute; left: 4px; top: 10px; width: 7px; height: 7px; border-radius: 2px; background: var(--blue); }
.article-detail ol { counter-reset: li; }
.article-detail ol li { counter-increment: li; }
.article-detail ol li::before { content: counter(li) "."; position: absolute; left: 0; top: 0; font-weight: 700; color: var(--blue); }
.article-detail blockquote { border-left: 4px solid var(--gold); background: #FBF6EC; padding: 14px 18px; margin: 24px 0; border-radius: 0 10px 10px 0; color: var(--ink-2); font-size: 14.5px; }
/* 表格横向滚动容器：窄屏不挤压、桌面正常铺满 */
.tbl-scroll { overflow-x: auto; margin: 24px 0; -webkit-overflow-scrolling: touch; }
.article-detail table { width: 100%; border-collapse: collapse; margin: 0; table-layout: fixed; }
.article-detail .tbl-scroll table { min-width: 580px; }
.article-detail th, .article-detail td { border: 1px solid #B4C6EA; padding: 10px 12px; text-align: left; font-size: 14px; }
.article-detail th { background: var(--navy-800); color: #fff; font-weight: 600; white-space: nowrap; }
.article-detail tr:nth-child(even) td { background: #EEF3FD; }
.article-detail .hl { color: var(--blue-dark); font-weight: 700; }
.article-detail .tip { background: var(--blue-soft); border: 1px solid #C6DAF7; border-radius: 10px; padding: 14px 16px; margin: 24px 0; font-size: 14px; color: var(--ink-2); }
.article-detail .tip b { color: var(--navy-800); }

/* 上一篇 / 下一篇 */
.article-nav { display: grid; grid-template-columns: 1fr; gap: 14px; margin-top: 44px; padding-top: 26px; border-top: 1px solid var(--line); }
.article-nav a { display: flex; flex-direction: column; gap: 6px; background: var(--bg); border: 1px solid var(--line); border-radius: 12px; padding: 16px 20px; transition: all .2s; }
.article-nav a:hover { border-color: #C0D3F7; box-shadow: var(--shadow); }
.article-nav .an-label { font-size: 12px; color: var(--ink-2); }
.article-nav .an-title { font-size: 14.5px; font-weight: 600; color: var(--navy-800); }

@media (min-width: 768px) {
  .article-nav { grid-template-columns: 1fr 1fr; }
  .page-title { font-size: 38px; }
  .ad-banner { padding: 30px 36px; }
  .ad-banner .btn { width: auto; }
  .ad-banner h3 { font-size: 22px; }
  .article-detail .article-title { font-size: 34px; }
  .article-detail { font-size: 16.5px; }
  .article-detail h2 { font-size: 24px; }
}

/* ============================================================
   PbootCMS 模板输出兼容补充
   ============================================================ */
/* 分页：兼容 PbootCMS {page:numbar} 输出的 current 类 */
.pagination .current, .pagination a.current { background: var(--navy-800); color: #fff; border-color: var(--navy-800); font-weight: 700; }
/* 内容页 · 相关推荐 */
.related-wrap { margin-top: 44px; padding-top: 32px; border-top: 1px solid var(--line); }
.related-title { font-size: 20px; color: var(--navy-800); font-weight: 700; margin-bottom: 20px; }

/* 分页：兼容 PbootCMS {page:numbar} 输出的 page-num / page-num-current 类 */
.pagination a.page-num { min-width: 40px; height: 40px; padding: 0 8px; display: inline-flex; align-items: center; justify-content: center; border: 1px solid var(--line); border-radius: 10px; background: #fff; font-size: 14px; color: var(--ink-2); transition: all .2s; }
.pagination a.page-num:hover { border-color: var(--blue); color: var(--blue-dark); }
.pagination a.page-num-current { background: var(--navy-800); color: #fff; border-color: var(--navy-800); font-weight: 700; }

/* 我们的服务：后台富文本输出为无 class 的 ul/li（内容里含 p/strong/span），
   使用上下文选择器承接原 .service-list 卡片样式 */
.service .split-content ul { display: grid; grid-template-columns: 1fr; gap: 14px; margin: 20px 0 26px; padding: 0; list-style: none; }
.service .split-content ul li {
  display: flex; gap: 14px; align-items: flex-start;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 16px;
  transition: transform .2s ease, box-shadow .2s ease;
}
.service .split-content ul li:hover { transform: translateY(-2px); box-shadow: var(--shadow); }
.service .split-content ul li .sv-ic {
  flex: none;
  width: 44px; height: 44px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--blue-soft), #CBDCF8);
  display: flex; align-items: center; justify-content: center;
  color: var(--blue);
}
.service .split-content ul li .sv-ic img { width: 22px; height: 22px; }
.service .split-content ul li p { margin: 0; }
.service .split-content ul li p strong { display: block; font-size: 15px; color: var(--navy-800); margin-bottom: 3px; }
.service .split-content ul li p .sv-desc { font-size: 13.5px; color: var(--ink-2); }
@media (min-width: 768px) {
  .service .split-content ul { grid-template-columns: 1fr 1fr; }
}